MiBolsilloColombia on MSN

High earner? Your 401(k) Catch-Up contributions must be Roth starting in 2026

Starting Jan 1, 2026, if you're over 50 and earn more than $145,000, your retirement catch-up contributions must be Roth.
JD Supra

SECURE Act 2.0: IRS Issues Final Regulations on Catch-Up Contributions

The SECURE 2.0 Act of 2022 (“SECURE Act 2.0”) makes many changes impacting retirement plans. Among the most significant are ...
Money Digest on MSN

Yes, Freelancers Can Set Up 401(k) Accounts To Save For Retirement. Here's How

There will be an estimated 80 million U.S. gig workers by 2025. For these individuals, it's important they know what their ...
CNN

A new rule means some 401(k) contributions will no longer be tax-deferred. Here’s who will be affected

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was ...
JD Supra

No Delay in Effective Date and Other Key Takeaways from the IRS’ Final Catch-Up Regulations

On September 16, 2025, the Internal Revenue Service (IRS) issued final regulations to reflect statutory changes under Section ...