Finding a personal loan can be more difficult if you have poor credit.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Learn about the pros and cons of secured personal loans.

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Forbes, her bylines have appeared on CNET, Yahoo! Finance, New York Times, Quartz, Inc. and more. She ...

You may be able to secure a 0% APR offer by requesting one from your credit card issuer. Offers are generally for balance transfers, but some issuers also offer pay-over-time plans or credit line ...

Learn the reason your loan was denied, then work on boosting your credit and income for your next application. Many, or all, of the products featured on this page are from our advertising partners who ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...