If you’re saving up for an upcoming trip or big purchase, opening a six-month certificate of deposit can be a great way to ...

Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for ...

*Rates and APYs are subject to change. All information provided here is accurate as of June 1, 2026. Listed alphabetically, these are the banks offering top CD rates right now. To better understand ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. The ...

Multiple 4%-plus CDs are available in every major term, giving you plenty of choices between short commitments of a few months and years-long rate locks.