Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Explore top short- and long-term CD rates available today ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...

CD rates are mostly stable for the time being as October winds down. But since the Fed's rate cut in September, plenty of banks have already lowered their top APYs -- and with another Fed meeting just ...

Explore CD terms ranging from months to years and learn how to choose the best duration for maximizing your interest earnings and financial goals.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

6 financial pros on why some competitive CD rates are holding strong ...

With Federal Reserve rates remaining mostly stable until recent months, savers largely reaped the benefits of high returns on their money, including with certificates of deposit (CD) accounts. While ...

CDs are simple. You commit your money for a set term, and in exchange, the bank guarantees your rate. But if you pull your money out early, you'll usually pay a penalty that wipes out at least several ...

CD rates remain near their highest levels since the mid-2000s, and you can find a 1-year CD from a reputable financial institution with a yield of about 5% as of mid-August. This is great for people ...

The MarketWatch News Department was not involved in the creation of this content. SEATTLE, Feb. 6, 2026 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best verified ...