9 surprising factors that can damage your credit score (and how to fix them)

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

Credit scores just plunged at fastest pace since Great Recession as Americans continue to struggle — how does your FICO compare to the new average?

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 ...
American Banker

Credit invisibility is half the problem we thought it was

The number of people with no credit record — known as "credit invisibles" by the financial industry — has plummeted to just 2.7% of the population, or 7 million Americans, after the Consumer Financial ...
Forbes

Average Credit Scores Are Falling—Here’s How To Protect Your Finances Now

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...
4029tv

Buy Now, Pay Later loans will factor in to Americans' credit scores

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...

Your credit card bill isn’t the problem; your timing is. Here’s how to fix it

Managing credit card payments smartly helps avoid late fees, maintain a strong credit score, and ensure stress-free financial ...