Quick Read TSP is the critical third leg for federal employees after FERS pensions (averaging 30% of pre-retirement income) and Social Security, requiring deliberate allocation away from the ...

David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

Federal employees receive a retirement benefit package that includes a pension, a tax-advantaged savings plan and Social Security. But many do not fully understand how these benefits work, and that ...

As early retirement incentives and agency budget shifts continue across federal departments in 2025, Independence Benefits has announced expanded support for federal employees evaluating complex ...

Before you rush out the door, consider how a few more years of service can permanently boost your FERS annuity and Social ...

Major rule changes: 2026 brings higher 401(k) limits, Roth-only catch-ups for high earners, and estate tax thresholds that demand updated wealth transfer strategies. Pension-driven shifts: ...

The U.S. Postal Service announced on Thursday that it will temporarily stop making employer contributions to the Federal Employees Retirement System (FERS) defined benefit plan. This decision was made ...

A federal employee with 28 years of service and a $92,000 salary will receive a pension closer to $28,000 a year under the FERS formula, well below the 60% to 70% of pre-retirement income many workers ...