Pennymac is the largest FHA mortgage lender by loan volume in the U.S., and FHA loans are typically geared toward first-time buyers. The lender offers a rate buydown that can lower your interest rate ...

First-time buyers can access down payment help, lower-rate loans and more. See available programs and lenders near you. Many state housing authorities combine closing cost and down payment assistance ...

Coming up with a down payment on a home — especially if it’s your first — can feel impossible. But you don’t have to do it by yourself: There are many first-time homebuyer grants that can help. These ...