You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.

A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit (Helocs) are revolving lines of credit based on your available equity and ...

The average U.S. homeowner currently has a record $313,000 in equity. Many homeowners are considering turning that equity into cash through home equity loans or as credit via home equity lines of ...

A downward trend in the home equity borrowing interest rate climate has reversed course in recent weeks, with rates on both home equity loans and home equity lines of credit (HELOCs) stalling.

An increasing number of homeowners are tapping the equity in their homes for cash, but not to finance a new kitchen. Instead, they’re turning their house into a piggy bank, sometimes to get their ...

Splitero reports on strategies for managing post-holiday debt, comparing home equity and credit card options to reduce ...

The digital lender reportedly upped the volume of its home equity products to $80 million per month as of Q2 2025 AI Summary As the home equity market continues to heat up, Better Home & Finance ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Fintech Home Equity Lender Aven Doubles Valuation To $2.2 Billion The San Francisco startup grafts a home equity line of credit (HELOC) onto a credit card. It has issued $3 billion in loans, up from ...

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...