Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application. Be ...

Mortgage applications can be denied for multiple reasons, including credit issues and changes in employment. If your mortgage application is rejected, you can explore other lenders and loan options ...

Promise Home Loans (NMLS #2372318) is an online mortgage lending company started in 2022. The company provides options for both home purchases and refinances to borrowers in four states: California, ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...

The demand for home loans took a tumble after three consecutive weeks of increases. Mortgage applications decreased 10% for the week ending July 11, 2025, according Mortgage Bankers Association (MBA).