Credit counseling provides education to help eliminate your debt with better money management. Credit counselors help craft a ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

NEW YORK — The reputation of the credit counseling industry has been badly battered in recent months. First, the National Consumer Law Center and the Consumer Federation of America issued a report ...

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company JG Wentworth, it was found that nearly half of respondents worry about ...

The idea of “credit counseling” tends to evoke negative emotions and stress. After all, if you’re receiving counseling about your finances, you might think that the fewer people who know about it, the ...

Getting out of debt can be overwhelming, especially when you don’t know where to start or what advice to follow. A nonprofit credit counseling agency can help you develop a strategy to improve your ...