A loan offset is a financial arrangement in which a borrower uses the funds in a savings or transaction account to offset the balance of a loan. The borrower's account is linked to their loan account, ...

HOME loan customers should be building up buffers in their offset and redraw accounts while interest rates are at historical lows. The cash rate rests at a record low of 1.75 per cent you should be ...

Homeowners use offset mortgages to reduce the amount of interest they pay by applying their savings balance against their mortgage debt. While this strategy can be beneficial for some, this type of ...

What is an offset mortgage and how much money could it save me in tax? - A rarely used tax-efficient tool might benefit you ...