Annuities can help secure financial stability in retirement. Annuities can be passed to beneficiaries, allowing you to pass them to the people or charities you care about. These vehicles can be ...

When deciding how to receive your pension benefits, you face a choice between a lump sum and an annuity. Each option carries distinct tax implications that can affect your financial situation. A lump ...

Anyone choosing a 401(k) must do so knowing the volatility risks of the market. Going with an annuity means guaranteed income after retirement. Both annuities and 401(k) accounts have pros and cons.

For starters, you will pay fees and may sacrifice higher returns for an annuity’s stability and guarantees. Here's what else you need to know in order to make an informed decision.

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

While most Americans are feeling the pinch caused by ongoing economic uncertainties, perhaps no group feels its impact as strongly as seniors, especially those on a fixed budget. Despite easing ...

It’s time to talk about retirement. This isn’t the idyllic beachside paradise we all envision. It’s the nitty-gritty, practical side of securing your financial future. In this arena, women face unique ...

As annuity sales continue to climb across the industry, new research suggests financial professionals are finding an added benefit in the products beyond income guarantees and downside protection: ...

Unlike their parents, baby boomers can't count on employer-sponsored pensions to support upon retirement. Boomers will have to come up with another way to ensure financial security. With 76 million ...

Very few financial products have generated as much controversy as variable annuities. Many brokers and planners view them as indispensable retirement planning tools, while other financial experts warn ...