When you start a job, you may first hear the offer verbally, but a written offer letter in hand confirms what you discussed and often provides additional specifics. Similarly, you can quit verbally ...

It’s a staggering statistic: About 56 million American workers in the private sector lack access to an employer-sponsored retirement plan. It’s no surprise that the retirement system in the United ...

The SECURE Act, originally passed in 2019, has seen its provisions roll out and take effect in the years since. With the last of its provisions becoming law in 2025, employers should be aware of, and ...

There's little doubt in the minds of millions of Americans that the 401(k) plan stands out as a widely embraced retirement savings option. Despite that broad-based recognition, the quintessential ...

Americans are facing a retirement savings crisis. Saving is a struggle for many amidst higher living costs, student loans and inflation. Pensions are few and far between. And more Americans are ...

Jeff is the CEO of October Three, an actuarial and consulting firm specializing in modern retirement plan design and administration. This suggests to me that people are working longer, saving less and ...

New retirement plan changes went live this year as part of the SECURE 2.0 Act. Here's what they mean for you. Robin Hartill is a Florida-based Certified Financial Planner and a longtime financial ...