Like going to the beach without sunscreen, poor credit card management can burn you — hurting your credit score and leaving you overexposed to debt. You could also simply miss out on some cool perks.

Eighty-one percent of U.S. adults had a credit card in 2024, according to the most recent Federal Reserve data. This is an increase of five percentage points over the past decade, meaning more people ...

Carrying a credit card balance could cost you money in interest. If you pay your cards in full every month, you get all the upside without the interest charges. Track your spending carefully so you’re ...

Credit card debt can quickly spiral out of control if not managed properly. High interest rates, minimum payments, and unexpected expenses often make it difficult for individuals to pay off their ...

Smart credit card strategies can boost your financial resilience—whether a recession hits or not. Here's how to stay prepared. We’re not in a recession (as of this writing, at least), but that doesn’t ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

Discover how credit card balance transfers can reduce interest charges and manage debt efficiently. Learn about benefits, fees, and choosing the right card for your needs.

'Just because people will lend you money doesn't mean that you need to take it - or that you can afford it,' one consumer-finance expert says It can be tempting to throw all your holiday purchases on ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...