Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you're getting optimal value for your hard-earned dollars. While ...

Is opting for this unique type of insurance a recipe for disaster, or does it actually benefit your pocket?

Driving has gotten more expensive — no two ways about it. From higher car payments to gas prices, Americans everywhere are ...

What is a car insurance deductible, and how does it work? If you have ever shopped for auto insurance, you have likely come across the word “deductible” in your policy options. For many drivers, it is ...

Send a note to Jason Metz, Penny Gusner and our other editors. We read every email. By submitting this form, you agree to allow us to collect, store, and potentially publish your provided information, ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Learn the proper steps to file a car insurance claim.