Many consumers believe that unpaid credit card debt disappears after seven years, but that's not entirely true, and while ...

A charge-off is a serious credit report entry that damages credit scores, stays for seven years, impacts loans and credit cards, and requires disciplined repayment to rebuild financial health.

A credit card charge-off can hurt your credit and lead to other consequences, but there are ways to fix the issue.

Credit is an agreement with a lender to borrow money and pay it back later. It can also mean a record of your borrowing history. Many, or all, of the products featured on this page are from our ...

Do you know your credit score? It can sure make a difference when you need to borrow money, but many people are clueless about what really impacts that all-important 3-digit number.  7NEWS Here to ...

A new report from the Identity Theft Resource Center reveals alarming new information about the financial and emotional toll ...

NEW YORK (AP) — The Trump administration is moving to overrule any state laws that may protect consumers’ credit reports from ...