Keeping a watchful eye on your credit card balance is crucial so that you don’t overspend and take on credit card debt you can’t afford to pay back. But how do you check your balance? And what’s the ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Alice Musyoka is a B2B Content Strategist, Copywriter, and Children’s Author. She’s been writing professionally for over 10 years and has worked with some of the world’s top brands. Her superpower is ...

Some of the links on this site contain offers from our partners. If you're looking for a new credit card from American Express, you may be able to find out if you're approved with only a soft credit ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. When you apply for a credit card, the issuer completes what is known as a hard inquiry, or hard pull, on ...