Understand the Retirement Savings Rate, including its definition, determinants, and impacts. Discover recommendations and key ...

Finance expert Dave Ramsey has a lot of unconventional takes.  For example, he believes that you don’t need to care about ...

Key Takeaways Morningstar’s new analysis suggests a 3.9% starting withdrawal rate gives retirees a high probability of not running out of money during a 30-year retirement.Delaying Social Security ...

DC asset managers weigh in on what the Federal Reserve’s widely expected interest rate cut regime may portend for retirement plan investing. The Federal Reserve’s interest rate cut finally came ...

When you spend your entire life working hard to save for retirement, the last thing you want to risk is your money running out on you. So to that end, it’s important to manage your nest egg carefully ...

Your personal savings rate might need a boost.

Savers, time for your happy dance. Interest rates will stay higher for longer in 2024. The Federal Reserve held interest rates at a 23-year high this week while curtailing its estimate of rate cuts ...

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

On Sept. 18, the Fed lowered its benchmark interest rate by half a percentage point. Lower interest rates make savings accounts and CDs less attractive but ease the pressure on borrowers. Going heavy ...

How do you envision retirement? Will it be a time of freedom, relaxation, and pursuing passions? Whatever your goals may be, ensuring a comfortable and secure lifestyle during your golden years ...

Learn how the newest Fed rate cuts could impact homebuyers nearing retirement, from mortgage costs to downsizing choices, and ...

Although no one can reliably predict the future, spending time understanding how assumptions influence results is a solid ...