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💳 Credit Cards 101: The Ultimate Beginner’s Guide! 🔥 #MoneyTips

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💳 Credit Cards 101: The Ultimate Beginner’s Guide! 🔥 #MoneyTips

New to credit cards? Confused about how they work? 🤔 Don’t worry—I got you! Here’s everything you NEED to know before swiping that card: Pick the right card – Cashback, travel rewards, or secured? 🎯 Always pay on time – Late fees = bad credit! Keep utilization low – Stay under 30% of your limit! 📉 Avoid carrying a balance ...

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