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How to Qualify for a FHA loan 💵
How to Qualify for an FHA Loan 🏡 Credit Score: • As low as 500 • 580+ qualifies for 3.5% down Down Payment: • 3.5% of the purchase price • Can come from savings, gift funds, or approved assistance programs Closing Cost Assistance (COA): • Seller credits or local/state assistance programs may help cover closing costs • Programs ...
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FHA loan 2%–3.5% forgivable grant. ✔ Up to 96.5% financing ✔ Grant has no monthly payment ✔ No principal payback ✔ No resale restrictions ✔ Can combine with up to 6% seller concessions ✔ Non-occupant co-borrower allowed ✔ Only ONE borrower must meet eligibility Income cap is ≤160% of area median income OR qualify under one of the other eligibility categories. This program reduces the upfront barrier — without stacking multiple DPAs. #FHALoan #DownPaymentAssistance #FirstTimeHomeBuyer Mitchell Du
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