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YouTubeDoug Oosterhart, CFP® - LifePoint Planning
Medicare IRMAA Cliff
In the last video, I explained how income tax brackets are progressive. IRMAA is the opposite. It's a cliff. If your income crosses a Medicare surcharge threshold by even one dollar, you pay the full surcharge for the entire year. In this video, I walk through the 2026 IRMAA brackets, show how much a married couple could pay in extra premiums ...
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