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Most people assume a doctor, lawyer, or judge is deciding whether they qualify for Social Security disability. At the initial and reconsideration levels, that’s not how the system works. In some states, disability examiner positions don’t even require a college degree. One Louisiana qualification allows six years of full-time experience in any field. And these are the people helping make decisions that can determine whether someone has an income at all. The denial rates make that even harder to
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